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Call John at (877) 587-4999, or click “The Chatter Box”.


Yummy! We are hungry for these commodities.


  • Alpacas
  • Beef/Cattle
  • Dairy farms
  • Goats
  • Hobby/Gentleman
  • Livestock grazing
  • Llamas
  • Sheep


  • Corn/Soybeans
  • Cotton
  • Fruits (excluding melons)
  • Grains/Field crops
  • Hay/Alfalfa
  • Rice
  • Vegetables (excluding spinach/lettuce)


  • Berries
  • Christmas tree (no customer cutting)
  • Leased farmland
  • Nurseries – plant (wholesale)
  • Orchards (no U-pick)
  • Tree nuts
  • Vineyards/wineries

Not as scrumptious, but we could be convinced, call us!

These risks must have proper controls in place for consideration.

Custom Farming/Harvesting for Others:

  • Acceptable if the insured operates locally, harvests their crops, and has minimal receipts (less than $15,000) from harvesting neighbors’ crops.
  • No long-distance transporting of harvesting equipment.
  • No additional premium charge if custom farming is incidental and receipts are less than $5,000.


  • Personal use of draft horses by the insured for pleasure or farm work.
  • Generally, fewer than 10 horses.
  • No horse boarding, breeding, training, lessons, or rentals. Incidental horse boarding might be acceptable with proper Hold Harmless agreements. Refer agents to their underwriter.

Incidental hunting with acceptable controls.
Barndominiums – part living quarters, part barn.

Yuck! Not to our tastes.
The answer is no!

  • Equipment dealers
  • Grain elevator operations
  • Log homes or cabins
  • Logging/Timber operations
  • Manufacturing
  • Mills or yards open to others
  • Slaughtering operations
  • Vacant land or real estate investment property
  • Campgrounds/Dude ranches
  • Fishing ponds open to the public
  • Hayrides
  • Hunting clubs
  • Petting zoos
  • Resorts
  • Risks with SR-22 filings (auto filing for the state)
  • U-Pick/U-Cut operations
    (e.g., pumpkin patch, Christmas trees, fruit/berries)
  • Aviaries (birds)
  • Deer and/or elk
  • Dog kennels for boarding
  • Exotic animals (e.g., ostrich, lions, zebras)
  • Hog confinement operations
  • Horses (boarding, breeding, training, lessons, rental)
  • Poultry operations (incidental acceptable, with other operations)

The Fine Print

  • Gladius Insurance has just partnered with one of the Largest Preferred Farm/Ranch/Crop carriers in the country, A+15 Rated All Direct Bill. We are ready to meet your client’s needs.
  • Coverage is available in Alabama, Arizona, California, Colorado, Georgia, Idaho, Illinois, Kentucky, Minnesota, New Mexico, Ohio, Oklahoma, Oregon, Tennessee, Texas, Utah, and Washington.

Email John or chat with us today to write some business.

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